Your family is your most precious asset, don't leave their future to chance. Many people think that if their mortgage is paid off on death then their family will be ok, however the bills and demands of daily life continue. With this in mind HKFS believe that family protection is the most important aspect of any financial plan.
Life Insurance
We all insure our cars, homes and pets, however, for the majority of the population adequate life assurance is not in place. Life assurance pays a tax free cash sum if, during the policy term, you die or are diagnosed with a terminal illness. At HKFS we can advise you on the plan to suit your needs. Get Advice
Income Protection
Income Protection insurance can replace part of your income if you’re unable to work for an extended period as a result of illness or disability. It will pay out until you return to work or the policy ends — whichever happens first. Income Protection plans usually have a waiting period before they start, and the longer waiting period you choose, the lower the cost of the monthly premium. We can even arrange unemployment only cover. Get Advice