Mortgages
HKFS offers a whole of market lending panel, providing access to exclusive mortgage deals and some of the most competitive products in the market. Whether it’s a residential, overseas, commercial or a specialist loan that’s required, our robust mortgage lender panel offers choice and stability.
We have exclusive products from the likes of Halifax, NatWest and
Abbey – as well as countless other mainstream and niche lenders. You can
be sure you’ll hear about the latest deals and have access to them as
soon as they become available. At HKFS, we put a huge emphasis
on training and competence, ensuring all our advisers offer trusted
face-to-face advice, supported by a team of professional support staff and state of the art technology that links them directly
into our panel of lenders. Overseas and Commercial mortgages are not regulated by the Financial Services Authority.
Your Home may be repossessed if you do not keep up repayments on your mortgage.
A fee of a maximum of £500 or 1% of the loan amount, if greater, is payable completion.
Typically this will be £250.
First Home
Buying your first home can be a confusing and stressful experience. At HKFS we understand your anxiety and we aim to make buying your first property the pleasurable and exciting experience that it should be. We are here to help guide you through the process and offer a professional, caring service to help put you on the property ladder as smoothly as possible. Get Advice
Borrowing
While going with your bank might seem like the sensible option it isn't always the best, at HKFS we can look at the whole market and find the right mortgage for you. The amount you can borrow depends on a number of factors, including your income, your outgoings, whether or not you have a good credit history and how much deposit you may have. There are many lenders and each of them have different lending criteria, so choosing the right mortgage can be a minefield. Get Advice
Remortgage
In these times of change and uncertainty it may prove prudent to have your current mortgage reviewed. You might want to reduce your monthly payments or check you're on the best rate available. Perhaps you're looking for the security of a fixed rate or need a little bit of extra money. Whatever the reasons let HKFS look at your current situation. Get Advice
New Homes
Are you thinking about moving house? At HKFS we can look at the whole market to find a solutions that's right for you. Get Advice