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HK Financial Services Limited

As an appointed representative of Openwork, the 2nd largest network in the UK, HKFS (HK Financial Services Limited), has access to a wide range of products, some of which are exclusive to Openwork and unavailable elsewhere. Our team of highly professional advisers are here to take the stress out of planning your future. Whether it's buying your first home or purchasing a multi-million pound investment portfolio, HKFS are the people to turn to.

Daniel Kristall BA(hons)

Daniel Kristall BA(hons)

Daniel graduated in 2008 from Manchester Met with a BA(hons) in Business. Since 2008 he has worked at HKFS and in his 1st year was nominated for best new Mortgage adviser in the Openwork network. He has quickly established himself as a key member of the team.

Adam Kristall BA(hons)

Adam Kristall BA(hons)

Adam joined HK Financial Services in 2009 having gained a Business degree in Manchester. Adam has built his success on a philosophy of always putting clients’ needs first and giving the right advice.

Tony O

Tony O'Hara

Tony is our corporate pensions specialist with over 30 years experience in this market. He has previously worked for two of the world's largest banks in the corporate environment. Advising large corporate clients on all aspects of corporate protection, business finance and large/personal pension planning.

Chris Carter

Chris Carter

Chris is the Sales Director, with over 25 years of experience in financial services. He is responsible for the day to running of the business and also deals with our corporate and high net worth clients.

Karen  Vickers

Karen Vickers

Karen has worked in financial services for 14 years, starting her career at Brittanic Assurance. She went on to work for NatWest Bank and since 2005 has worked within HKFS. Karen is fully qualified in protection, mortgages, pensions and investments.